ALBS Journal
Insights
Practical guidance on tax, bookkeeping, payroll, and running a better back office — written from 10+ years of doing the work for real businesses.
Featured · New · 2026
Why Fractional CFO Services Outperform Full-Time Hires
A full-time CFO costs $200K+ before benefits. A fractional CFO gives you senior-level financial strategy, quarterly reporting, and cash-flow discipline at a fraction of the price — here’s when it makes sense.
Featured · New · 2026
The Hidden Cost of DIY Bookkeeping
Doing your own books feels free until it isn’t: miscategorized expenses, missed deductions, compliance risk, and hours you could spend running the business. What DIY bookkeeping really costs owners.
Featured · New · 2026
AR/AP Best Practices for Growing Companies
Cash flow dies in the gap between invoices sent and bills paid. Practical accounts receivable and payable habits — invoicing cadence, payment terms, vendor management, and collections that don’t burn bridges.
Dec 2024
The TCJA: A Revolution for Tax Preparers — and What Happens If It Expires in 2025
The Tax Cuts and Jobs Act reshaped deductions, brackets, and pass-through treatment for small businesses. What the law changed, and what owners should plan for as key provisions sunset.
Nov 2024
Bookkeeping Beyond the Basics: Mastering Complexity for Business Success
Once your business grows past a single account and a shoebox of receipts, bookkeeping becomes a management tool. Reconciliation discipline, clean categorization, and reports that drive decisions.
Oct 2024
Payroll Perfection: Why a Good Payroll System Is Your Business’s Best Investment
Late or wrong paychecks cost you trust and penalties. What a properly run payroll system looks like — tax compliance, direct deposit, and processes that scale with your team.
Sep 2024
Business Planning 101
A business plan isn’t a formality — it’s the operating map for your first years. Budgeting, forecasting, and the financial fundamentals every new owner should get right early.
Oct 2021
Open Enrollment 2021: EPO vs HMO
Two of the most common plan types, compared head to head: networks, referrals, out-of-pocket costs, and how to choose the right fit for your family or your team.
Oct 2021
Medicare Advantage vs Medicare Supplements
Medicare Advantage and Medigap solve different problems. A plain-English breakdown of coverage, costs, and flexibility so you can pick with confidence.
Sep 2021
Health Insurance in the Workplace
Offering group health coverage is one of the strongest retention tools a small business has. What it costs, what it signals, and how to set it up without drowning in paperwork.
Sep 2021
Open Enrollment 101
Deadlines, qualifying events, and the questions to ask before you lock in a plan. A no-jargon primer for anyone facing open enrollment for the first time.
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